Does United Healthcare Cover ABA Therapy in Maryland?

Understanding ABA Therapy Coverage with United Healthcare

Applied Behavior Analysis (ABA) therapy is a crucial treatment for children with Autism Spectrum Disorder (ASD). For families in Maryland, confirming if your United Healthcare plan covers ABA therapy is essential for accessing these vital services. Here is an overview of what United Healthcare offers regarding ABA therapy and how to navigate their coverage.

Key Points to Consider:

Policy Details: Coverage for ABA therapy can vary significantly based on the specific United Healthcare plan. Generally, many United Healthcare plans include coverage for ABA therapy as part of their mental and behavioral health services. However, it is essential to review your plan details or contact customer service for precise information about your coverage.
In-Network Providers: To maximize your benefits, ensure that your ABA therapist is within the United Healthcare network. You can use their provider search tool to find in-network ABA therapists in Maryland.
Authorization Requirements: Many United Healthcare plans require pre-authorization for ABA therapy services. This process involves getting approval from United Healthcare before starting treatment to ensure that the services will be covered.
Coverage Limits: Some plans may have limits on the number of therapy hours or sessions covered. It’s crucial to understand any such limits to plan your child’s treatment accordingly.

Steps to Verify Coverage:

Contact United Healthcare: Reach out to their customer service or log in to your member account on the United Healthcare website to review specific coverage details for ABA therapy.
Consult Your ABA Provider: ABA therapy providers often have experience working with various insurance companies and can assist in verifying benefits and obtaining necessary authorizations.
Document Communication: Keep detailed records of all communications with United Healthcare, including phone calls, emails, and any paperwork submitted or received. This documentation will be helpful in case of any disputes or clarifications needed later.

How Move Up ABA Can Help

At Move Up ABA, we understand navigating insurance coverage can be challenging. We are committed to assisting you through this process to ensure your child receives the necessary ABA therapy. Our team will help you verify your benefits, obtain pre-authorization, and address any questions or concerns you may have about your United Healthcare coverage.

Conclusion

Understanding your United Healthcare coverage for ABA therapy is crucial to ensure your child receives the necessary support. By following these steps and utilizing available resources, you can navigate the insurance process more effectively and access valuable ABA therapy services in Maryland.

For more detailed information, you can visit the United Healthcare website and access specific plan documents or contact their customer service for personalized assistance.

If you have any more questions or need further assistance, feel free to reach out to us at Move Up ABA. We are here to help you every step of the way.