ABA therapy is often paid for by insurance, Medicaid, or out-of-pocket. Coverage depends on your state, provider, and plan type.
Who Pays for ABA Therapy? Coverage Sources
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Private Insurance: Most U.S. states, including Maryland, mandate ABA coverage for autism under many private plans.
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Medicaid: In Maryland, Medicaid covers ABA for eligible children under EPSDT (Early and Periodic Screening, Diagnostic, and Treatment) services.
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Self-Pay: Families without coverage may pay out of pocket. Rates range from $120–$200 per hour (Kyocare).
Real-Life Insight
One Maryland parent said:
“Our private insurance covered 90% of ABA sessions. We only had to meet a small deductible each year.”
Conclusion
So, who pays for ABA therapy? It depends—most families use insurance or Medicaid, but some cover costs directly. Want help verifying coverage or setting up a plan? Call Move Up ABA in Maryland—we’ll walk you through every step.
FAQs
Q: Who pays for ABA therapy if I don’t have insurance?
A: You may pay out-of-pocket or apply for state funding, grants, or Medicaid if eligible.
Q: Does Medicaid pay for ABA therapy in Maryland?
A: Yes. Maryland Medicaid covers ABA under EPSDT for qualifying children.
Q: Does private insurance cover ABA therapy?
A: In most states, yes—especially for children with an autism diagnosis. Check your plan’s details.
Q: Can schools pay for ABA therapy?
A: Not usually. Public schools may provide special education, but ABA is typically outside school-based services.
